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Welcome to BFREE

Where Credit Management meets Innovation and Ethics

We are changing the reality of credit management in emerging markets and setting millions FREE from debt.


Our Services

Innovative Tools, and Ethical Practices

Adhering to Rigorous Ethical Standards Throughout Our Collection Process to Provide Innovative Credit Recovery Solutions.

BFREE Workflow (Saas)

Do you have an internal collections team or are you about to set up your team?...
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Distressed Asset Purchase

We purchase distressed assets (NPL) majorly non collateralized consumer loans from...
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Our Story

After many years of being key players in the global Fintech sector, BFREE’s founders became deeply unsatisfied with the available credit collection options which mostly thrived on humiliating customers.

They decided to change the narrative to a more customer-centric approach that leverages technology and ethics in leading customers sustainably out of debt and onto the path of financial freedom.

What's In It For You?

Useful Consumer Data

We are big on data! We leverage Machine Learning to study, score and predict consumer behaviour.

Customer-Driven Collection

We do not believe in a blanket approach to credit management. Our solutions and messaging are customised to meet each customer’s specific credit management needs.

Timely & Accurate Reporting

We do not keep you in the dark. We thoroughly report progress on your account to improve your credit scoring process.

Progress And Optimization

We are always innovating and optimising our collection processes. With us, your collection will always be miles ahead of what you may find anywhere else.

Result-Based Fees

Our approach works. Because we are confident in this, we generally deploy a 100% commission-based structure, leaving you with no overhead risk.

Our trusted Clients

Contact us today to learn more about how we can help you reduce non-performing loans and grow your lending business.