LEGAL & PRIVACY
Privacy Policy
At BFREE, we prioritize transparency in our operations. This Privacy Policy outlines how we utilize digital markers to enhance your financial experience while protecting your privacy.
Last Updated: May 24, 2024
Introduction
BFREE respects the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://bfree.io/ including any other media form, media channel, mobile website, or mobile application related or connected there to (collectively, the “Site”). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification.
You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.
Collection of Your Information
We may collect information about you in a variety of ways. The information we may collect on the Site includes:
Personal Data
Personally identifiable information, such as your name, address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us [when you register with the Site] or when you choose to participate in various activities related to the Site such as online chat, loan balance checking, loan repayment and promise to pay campaign creation. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site.
Facebook Permissions
The Site may by default access your Facebook basic account information, including your name, email, gender, birthday, current city, and profile picture URL, as well as other information that you choose to make public. We may also request access to other permissions related to your account, such as friends, check-ins, and likes, and you may choose to grant or deny us access to each individual permission. For more information regarding Facebook permissions, refer to the Facebook Permissions Reference page.
Data Derivative
Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site and other interactions with the website and other users via server log files, as well as any other information you choose to provide.
Financial Data
We do not store any financial information, such as data related to your payment method (e.g. valid credit card number, card brand, expiration date) Otherwise, all financial information is stored by our payment processor and you are encouraged to review their privacy policy and contact them directly for responses to your questions.
ADDITIONAL DATA SOURCES
Data from Social Networks
User information from social networking sites, such as Apple, Google, and LinkedIn.
Mobile Device Data
Device information, such as mobile device ID, model, and manufacturer, and location information.
Third-Party Data
Information from third parties, such as personal information or network friends, if you connect your account.
Data from Contests
Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Use of Your Information
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
Offer loan details
Notify you of updates to the Site.
Customized repayment plan
Increase the efficiency and operation of the Site.
Offer financial educational information
Perform other business activities as needed.
Administer sweepstakes, promotions, and contests.
Process payments and refunds.
Create and manage your debt across lending platforms.
Resolve disputes and troubleshoot problems.
Email you regarding your debt or payment plan.
Respond to product and customer service requests.
Enable user-to-user communications.
Send you a newsletter.
Increase the efficiency and operation of the Site.
Solicit support for the Site.
Compile anonymous statistical data and analysis for use internally or with third parties.
Offer new products, services, [mobile applications,] and/or recommendations to you.
Fulfill and manage purchases, orders, payments, and other transactions related to the Site
Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
Generate a personal profile about you to make future visits to the more personalized.
Request feedback and contact you about your use of the Site [and our mobile application].
Monitor and analyze usage and trends to improve your experience with the Site.
[Other]
Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site to you.
Disclosure of Your Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others.
Third-Party Service Providers
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
Marketing Communications
With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes, as permitted by law.
Interactions with Other Users
If you interact with other users of the Site, those users may see your name, profile photo, and descriptions of your activity, including sending invitations to other users, chatting with other users, liking posts, following blogs.
Other Disclosures
Your information may also be shared with online advertisers, affiliated companies, business partners, or in the event of a merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.`
Tracking Technologies
Cookies
We use cookies and web beacons to help customize the Site and improve your experience.
Internet Ads
We may use third-party software to serve ads on the Site and implement marketing campaigns.
Website Analytics
We may partner with selected vendors, such as Google Analytics, to track and analyze use of the Site.
Third-Party Websites
The Site may contain links to third-party websites and applications of interest, including advertisements and external services, that are not affiliated with us. Once you have used these links to leave the Site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website, and should take those steps necessary to, in your discretion, protect the privacy of your information. We are not responsible for the content or privacy and security practices and policies of any third parties, including other sites, services or applications that may be linked to or from the Site.
Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.
Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.
Policy for Children
We do not knowingly solicit information from or market to children under the age of 18. If you become aware of any data, we have collected from children under age 13, please contact us on hello@bfree.io
Controls for Do-Not-Track Features
Most web browsers and some mobile operating systems [and our mobile applications] include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Policy./Most web browsers and some mobile operating systems [and our mobile applications] include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. If you set the DNT signal on your browser, we will respond to such DNT browser signals.
Options Regarding Your Information
Account Information
You may at any time review or change the information in your account or terminate your account by:
- Logging into your account settings and updating your account
- Contacting us using the contact information provided below
- Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.]
Emails and Communications
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
- Noting your preferences at the time you register your account with the Site
- Logging into your account settings and updating your preferences
- Contacting us using the contact information provided below If you no longer wish to receive correspondence, emails, or other communications from third parties, you are responsible for contacting the third party directly.